Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 297,404,000 | 314,802,000 | 306,035,000 | 310,958,000 |
| Total loans | 229,420,000 | 237,011,000 | 236,508,000 | 241,877,000 |
| Allowance for loan losses | 3,225,000 | 3,011,000 | 3,040,000 | 3,254,000 |
| Securities available for sale | 36,401,000 | 37,855,000 | 37,173,000 | 37,523,000 |
| Securities held to maturity | 4,893,000 | 7,493,000 | 7,155,000 | 9,708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,341,000 | 255,185,000 | 249,840,000 | 253,308,000 |
| Interest-bearing deposits | 201,642,000 | 213,003,000 | 209,925,000 | 211,631,000 |
| Noninterest-bearing deposits | 38,699,000 | 42,182,000 | 39,915,000 | 41,677,000 |
| Equity capital | 28,017,000 | 28,686,000 | 28,935,000 | 29,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,330,000 | 8,696,000 | 13,033,000 | 17,310,000 |
| Interest expense | 1,620,000 | 3,223,000 | 4,705,000 | 6,118,000 |
| Net interest income | 2,710,000 | 5,473,000 | 8,328,000 | 11,192,000 |
| Noninterest income | 668,000 | 1,307,000 | 1,974,000 | 2,570,000 |
| Noninterest expense | 2,050,000 | 4,089,000 | 6,163,000 | 8,216,000 |
| Provision for loan losses | 60,000 | 120,000 | 200,000 | 255,000 |
| Pretax income | 1,268,000 | 2,571,000 | 3,939,000 | 5,292,000 |
| Income tax | 362,000 | 729,000 | 1,122,000 | 1,502,000 |
| Net income | 906,000 | 1,842,000 | 2,817,000 | 3,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,338,000 | 27,803,000 | 28,299,000 | 28,388,000 |
| Total capital | 29,951,000 | 30,524,000 | 30,992,000 | 31,121,000 |
| Risk-weighted assets | 208,465,000 | 217,372,000 | 215,076,000 | 218,126,000 |