Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 294,609,000 | 307,756,000 | 300,085,000 | 306,455,000 |
| Total loans | 220,852,000 | 226,437,000 | 225,072,000 | 224,655,000 |
| Allowance for loan losses | 3,022,000 | 3,075,000 | 3,137,000 | 3,169,000 |
| Securities available for sale | 33,403,000 | 34,348,000 | 36,648,000 | 36,111,000 |
| Securities held to maturity | 5,550,000 | 5,318,000 | 5,323,000 | 5,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,723,000 | 252,302,000 | 244,169,000 | 247,054,000 |
| Interest-bearing deposits | 205,776,000 | 218,259,000 | 206,909,000 | 208,998,000 |
| Noninterest-bearing deposits | 36,947,000 | 34,043,000 | 37,260,000 | 38,056,000 |
| Equity capital | 26,123,000 | 26,919,000 | 27,686,000 | 27,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,760,000 | 9,440,000 | 14,154,000 | 18,691,000 |
| Interest expense | 1,968,000 | 3,905,000 | 5,816,000 | 7,568,000 |
| Net interest income | 2,792,000 | 5,535,000 | 8,338,000 | 11,123,000 |
| Noninterest income | 433,000 | 972,000 | 1,528,000 | 2,087,000 |
| Noninterest expense | 1,932,000 | 3,912,000 | 5,903,000 | 7,879,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 260,000 |
| Pretax income | 1,218,000 | 2,445,000 | 3,738,000 | 5,071,000 |
| Income tax | 372,000 | 746,000 | 1,146,000 | 1,541,000 |
| Net income | 846,000 | 1,699,000 | 2,592,000 | 3,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,100,000 | 26,500,000 | 26,940,000 | 26,904,000 |
| Total capital | 28,594,000 | 29,078,000 | 29,490,000 | 29,467,000 |
| Risk-weighted assets | 198,958,000 | 205,750,000 | 203,450,000 | 204,399,000 |