Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 272,491,000 | 276,422,000 | 279,822,000 | 295,214,000 |
| Total loans | 212,870,000 | 212,994,000 | 217,691,000 | 218,415,000 |
| Allowance for loan losses | 3,386,000 | 3,003,000 | 3,043,000 | 2,988,000 |
| Securities available for sale | 22,437,000 | 25,114,000 | 27,467,000 | 33,734,000 |
| Securities held to maturity | 5,109,000 | 4,768,000 | 4,094,000 | 5,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,777,000 | 227,870,000 | 232,445,000 | 241,823,000 |
| Interest-bearing deposits | 194,822,000 | 198,139,000 | 200,855,000 | 209,303,000 |
| Noninterest-bearing deposits | 29,955,000 | 29,731,000 | 31,590,000 | 32,520,000 |
| Equity capital | 25,626,000 | 25,107,000 | 25,697,000 | 25,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,262,000 | 10,492,000 | 15,637,000 | 20,623,000 |
| Interest expense | 2,499,000 | 4,995,000 | 7,393,000 | 9,585,000 |
| Net interest income | 2,763,000 | 5,497,000 | 8,244,000 | 11,038,000 |
| Noninterest income | 361,000 | 768,000 | 1,152,000 | 1,557,000 |
| Noninterest expense | 1,721,000 | 3,479,000 | 5,304,000 | 7,150,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,328,000 | 2,636,000 | 3,867,000 | 5,145,000 |
| Income tax | 456,000 | 895,000 | 1,296,000 | 1,685,000 |
| Net income | 872,000 | 1,741,000 | 2,571,000 | 3,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,380,000 | 24,849,000 | 25,282,000 | 25,708,000 |
| Total capital | 27,803,000 | 27,289,000 | 27,758,000 | 28,187,000 |
| Risk-weighted assets | 192,911,000 | 194,598,000 | 197,509,000 | 197,844,000 |