Call reports 2018
GUARANTY BANK AND TRUST COMPANY — 2018
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,719,646,000 | 3,774,063,000 | 3,808,691,000 | 3,768,196,000 |
| Total loans | 2,847,465,000 | 2,876,721,000 | 2,931,643,000 | 2,907,132,000 |
| Allowance for loan losses | 23,350,000 | 23,750,000 | 23,750,000 | 23,750,000 |
| Securities available for sale | 316,880,000 | 316,499,000 | 335,025,000 | 330,788,000 |
| Securities held to maturity | 257,791,000 | 253,398,000 | 251,188,000 | 240,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,035,489,000 | 2,970,918,000 | 3,077,178,000 | 3,109,403,000 |
| Interest-bearing deposits | 2,058,543,000 | 2,023,530,000 | 2,099,362,000 | 2,128,555,000 |
| Noninterest-bearing deposits | 976,945,000 | 947,388,000 | 977,816,000 | 980,848,000 |
| Equity capital | 471,444,000 | 461,524,000 | 476,332,000 | 495,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 36,328,000 | 74,080,000 | 112,185,000 | 151,418,000 |
| Interest expense | 3,355,000 | 7,305,000 | 11,693,000 | 16,797,000 |
| Net interest income | 32,973,000 | 66,775,000 | 100,492,000 | 134,621,000 |
| Noninterest income | 6,987,000 | 14,375,000 | 22,673,000 | 29,896,000 |
| Noninterest expense | 21,497,000 | 44,023,000 | 65,250,000 | 86,419,000 |
| Provision for loan losses | 188,000 | 718,000 | 924,000 | 1,137,000 |
| Pretax income | 18,275,000 | 36,425,000 | 57,007,000 | 76,975,000 |
| Income tax | 3,750,000 | 7,672,000 | 12,218,000 | 16,292,000 |
| Net income | 14,525,000 | 28,753,000 | 44,789,000 | 60,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 397,326,000 | 389,122,000 | 406,481,000 | 423,647,000 |
| Total capital | 420,872,000 | 413,060,000 | 430,419,000 | 447,585,000 |
| Risk-weighted assets | 3,189,741,000 | 3,221,770,000 | 3,261,800,000 | 3,235,118,000 |