Call reports 2017
GUARANTY BANK AND TRUST COMPANY — 2017
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,397,608,000 | 3,401,742,000 | 3,508,054,000 | 3,697,445,000 |
| Total loans | 2,570,751,000 | 2,578,463,000 | 2,661,866,000 | 2,807,388,000 |
| Allowance for loan losses | 23,175,000 | 23,125,000 | 22,900,000 | 23,250,000 |
| Securities available for sale | 318,280,000 | 305,911,000 | 298,483,000 | 329,977,000 |
| Securities held to maturity | 243,452,000 | 240,898,000 | 258,541,000 | 259,916,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,768,085,000 | 2,783,343,000 | 2,914,258,000 | 2,953,720,000 |
| Interest-bearing deposits | 1,897,440,000 | 1,887,579,000 | 1,973,700,000 | 2,002,077,000 |
| Noninterest-bearing deposits | 870,644,000 | 895,764,000 | 940,558,000 | 951,643,000 |
| Equity capital | 419,349,000 | 413,199,000 | 424,970,000 | 459,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 31,333,000 | 64,258,000 | 98,938,000 | 134,270,000 |
| Interest expense | 2,324,000 | 4,903,000 | 7,389,000 | 10,063,000 |
| Net interest income | 29,009,000 | 59,355,000 | 91,549,000 | 124,207,000 |
| Noninterest income | 6,167,000 | 12,622,000 | 18,912,000 | 25,451,000 |
| Noninterest expense | 19,886,000 | 40,244,000 | 61,886,000 | 85,451,000 |
| Provision for loan losses | 5,000 | 211,000 | 708,000 | 992,000 |
| Pretax income | 15,285,000 | 31,522,000 | 47,781,000 | 63,209,000 |
| Income tax | 4,775,000 | 10,242,000 | 15,525,000 | 21,409,000 |
| Net income | 10,510,000 | 21,280,000 | 32,256,000 | 41,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 360,988,000 | 353,898,000 | 365,710,000 | 389,698,000 |
| Total capital | 384,331,000 | 377,199,000 | 388,790,000 | 413,128,000 |
| Risk-weighted assets | 2,891,875,000 | 2,904,178,000 | 2,990,331,000 | 3,170,322,000 |