Call reports 2011
GUARANTY BANK AND TRUST COMPANY — 2011
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,832,036,000 | 1,744,910,000 | 1,690,477,000 | 1,687,800,000 |
| Total loans | 1,140,284,000 | 1,105,332,000 | 1,102,558,000 | 1,098,140,000 |
| Allowance for loan losses | 46,879,000 | 38,855,000 | 35,852,000 | 34,661,000 |
| Securities available for sale | 379,791,000 | 374,402,000 | 283,004,000 | 351,633,000 |
| Securities held to maturity | 11,284,000 | 16,277,000 | 15,591,000 | 18,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,456,311,000 | 1,364,609,000 | 1,349,098,000 | 1,331,829,000 |
| Interest-bearing deposits | 1,018,985,000 | 926,452,000 | 886,979,000 | 863,335,000 |
| Noninterest-bearing deposits | 437,325,000 | 438,157,000 | 462,119,000 | 468,494,000 |
| Equity capital | 187,047,000 | 193,645,000 | 198,682,000 | 200,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 19,322,000 | 37,964,000 | 56,445,000 | 74,227,000 |
| Interest expense | 3,957,000 | 7,164,000 | 9,835,000 | 11,564,000 |
| Net interest income | 15,365,000 | 30,800,000 | 46,610,000 | 62,663,000 |
| Noninterest income | 2,001,000 | 4,445,000 | 7,340,000 | 11,024,000 |
| Noninterest expense | 14,480,000 | 28,854,000 | 46,090,000 | 62,136,000 |
| Provision for loan losses | 2,000,000 | 3,000,000 | 4,000,000 | 5,000,000 |
| Pretax income | 1,600,000 | 3,793,000 | 7,280,000 | 10,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,600,000 | 3,793,000 | 7,280,000 | 10,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,247,000 | 185,169,000 | 189,371,000 | 193,072,000 |
| Total capital | 199,272,000 | 201,845,000 | 205,798,000 | 210,146,000 |
| Risk-weighted assets | 1,334,435,000 | 1,311,697,000 | 1,294,640,000 | 1,348,160,000 |