Call reports 2004
SECURITY STATE BANK OF SEBEKA — 2004
What SECURITY STATE BANK OF SEBEKA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,780,000 | 24,979,000 | 24,595,000 | 24,079,000 |
| Total loans | 12,845,000 | 13,581,000 | 12,834,000 | 12,960,000 |
| Allowance for loan losses | 165,000 | 175,000 | 214,000 | 251,000 |
| Securities available for sale | 6,343,000 | 5,518,000 | 4,882,000 | 4,841,000 |
| Securities held to maturity | 2,055,000 | 2,123,000 | 2,124,000 | 2,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,326,000 | 22,706,000 | 22,269,000 | 21,864,000 |
| Interest-bearing deposits | 18,637,000 | 18,573,000 | 18,062,000 | 17,949,000 |
| Noninterest-bearing deposits | 3,689,000 | 4,133,000 | 4,207,000 | 3,915,000 |
| Equity capital | 2,280,000 | 2,191,000 | 2,259,000 | 2,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 283,000 | 577,000 | 866,000 | 1,155,000 |
| Interest expense | 81,000 | 156,000 | 231,000 | 307,000 |
| Net interest income | 202,000 | 421,000 | 635,000 | 848,000 |
| Noninterest income | 29,000 | 60,000 | 123,000 | 159,000 |
| Noninterest expense | 172,000 | 353,000 | 532,000 | 799,000 |
| Provision for loan losses | 4,000 | 14,000 | 53,000 | 125,000 |
| Pretax income | 55,000 | 115,000 | 180,000 | 90,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 115,000 | 180,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,117,000 | 2,177,000 | 2,215,000 | 2,123,000 |
| Total capital | 2,269,000 | 2,330,000 | 2,368,000 | 2,278,000 |
| Risk-weighted assets | 12,176,000 | 12,205,000 | 12,115,000 | 12,311,000 |