Call reports 2003
SECURITY STATE BANK OF SEBEKA — 2003
What SECURITY STATE BANK OF SEBEKA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,348,000 | 24,403,000 | 25,233,000 | 25,376,000 |
| Total loans | 12,777,000 | 12,714,000 | 12,800,000 | 13,042,000 |
| Allowance for loan losses | 155,000 | 158,000 | 160,000 | 161,000 |
| Securities available for sale | 4,745,000 | 4,562,000 | 6,481,000 | 6,107,000 |
| Securities held to maturity | 1,790,000 | 1,950,000 | 2,083,000 | 2,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,980,000 | 21,924,000 | 22,865,000 | 23,017,000 |
| Interest-bearing deposits | 17,242,000 | 17,864,000 | 18,489,000 | 18,914,000 |
| Noninterest-bearing deposits | 3,738,000 | 4,060,000 | 4,376,000 | 4,103,000 |
| Equity capital | 2,255,000 | 2,330,000 | 2,290,000 | 2,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 608,000 | 897,000 | 1,196,000 |
| Interest expense | 96,000 | 189,000 | 281,000 | 366,000 |
| Net interest income | 206,000 | 419,000 | 616,000 | 830,000 |
| Noninterest income | 29,000 | 73,000 | 114,000 | 142,000 |
| Noninterest expense | 174,000 | 346,000 | 538,000 | 749,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 34,000 |
| Pretax income | 58,000 | 140,000 | 183,000 | 189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 140,000 | 183,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,049,000 | 2,099,000 | 2,136,000 | 2,142,000 |
| Total capital | 2,190,000 | 2,242,000 | 2,279,000 | 2,290,000 |
| Risk-weighted assets | 11,289,000 | 11,420,000 | 11,444,000 | 11,833,000 |