Call reports 2002
SECURITY STATE BANK OF SEBEKA — 2002
What SECURITY STATE BANK OF SEBEKA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,519,000 | 24,011,000 | 23,225,000 | 23,320,000 |
| Total loans | 14,500,000 | 13,846,000 | 13,346,000 | 12,855,000 |
| Allowance for loan losses | 245,000 | 146,000 | 139,000 | 152,000 |
| Securities available for sale | 4,655,000 | 5,557,000 | 4,937,000 | 4,916,000 |
| Securities held to maturity | 1,421,000 | 1,511,000 | 1,621,000 | 1,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,405,000 | 21,826,000 | 20,723,000 | 20,840,000 |
| Interest-bearing deposits | 17,348,000 | 17,328,000 | 16,870,000 | 17,348,000 |
| Noninterest-bearing deposits | 4,057,000 | 4,498,000 | 3,853,000 | 3,492,000 |
| Equity capital | 1,912,000 | 2,089,000 | 2,311,000 | 2,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 690,000 | 1,076,000 | 1,390,000 |
| Interest expense | 118,000 | 232,000 | 339,000 | 442,000 |
| Net interest income | 206,000 | 458,000 | 737,000 | 948,000 |
| Noninterest income | 34,000 | 71,000 | 104,000 | 149,000 |
| Noninterest expense | 175,000 | 372,000 | 569,000 | 816,000 |
| Provision for loan losses | 6,000 | -21,000 | -36,000 | 18,000 |
| Pretax income | 59,000 | 178,000 | 340,000 | 295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 178,000 | 340,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,846,000 | 1,950,000 | 2,076,000 | 2,008,000 |
| Total capital | 1,998,000 | 2,096,000 | 2,215,000 | 2,148,000 |
| Risk-weighted assets | 12,078,000 | 12,010,000 | 11,531,000 | 11,216,000 |