Call reports 2001
SECURITY STATE BANK OF SEBEKA — 2001
What SECURITY STATE BANK OF SEBEKA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,875,000 | 23,508,000 | 23,941,000 | 23,612,000 |
| Total loans | 15,230,000 | 14,824,000 | 14,694,000 | 14,525,000 |
| Allowance for loan losses | 139,000 | 320,000 | 319,000 | 238,000 |
| Securities available for sale | 3,225,000 | 3,364,000 | 3,953,000 | 4,103,000 |
| Securities held to maturity | 1,615,000 | 1,540,000 | 1,605,000 | 1,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,851,000 | 21,593,000 | 21,839,000 | 21,415,000 |
| Interest-bearing deposits | 18,189,000 | 17,967,000 | 17,794,000 | 17,207,000 |
| Noninterest-bearing deposits | 2,662,000 | 3,626,000 | 4,045,000 | 4,208,000 |
| Equity capital | 1,822,000 | 1,650,000 | 1,874,000 | 1,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 878,000 | 1,314,000 | 1,693,000 |
| Interest expense | 212,000 | 417,000 | 606,000 | 760,000 |
| Net interest income | 228,000 | 461,000 | 708,000 | 933,000 |
| Noninterest income | 24,000 | 72,000 | 103,000 | 143,000 |
| Noninterest expense | 189,000 | 379,000 | 547,000 | 756,000 |
| Provision for loan losses | 0 | 181,000 | 179,000 | 123,000 |
| Pretax income | 63,000 | -95,000 | 17,000 | 129,000 |
| Income tax | 6,000 | 16,000 | 0 | 0 |
| Net income | 57,000 | -111,000 | 17,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,756,000 | 1,589,000 | 1,717,000 | 1,819,000 |
| Total capital | 1,895,000 | 1,762,000 | 1,877,000 | 1,979,000 |
| Risk-weighted assets | 13,601,000 | 13,698,000 | 12,632,000 | 11,999,000 |