Call reports 2025
FIRST NATIONAL BANK OF FORT SMITH, THE — 2025
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,229,127,000 | 2,291,208,000 | 2,264,899,000 | 2,274,908,000 |
| Total loans | 1,539,217,000 | 1,579,568,000 | 1,561,280,000 | 1,593,562,000 |
| Allowance for loan losses | 19,086,000 | 20,435,000 | 21,323,000 | 21,840,000 |
| Securities available for sale | 174,540,000 | 248,469,000 | 248,105,000 | 258,210,000 |
| Securities held to maturity | 159,075,000 | 139,385,000 | 137,158,000 | 129,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,909,968,000 | 1,968,288,000 | 1,931,764,000 | 1,968,802,000 |
| Interest-bearing deposits | 1,304,967,000 | 1,333,941,000 | 1,304,903,000 | 1,373,882,000 |
| Noninterest-bearing deposits | 605,001,000 | 634,347,000 | 626,861,000 | 594,920,000 |
| Equity capital | 289,230,000 | 288,704,000 | 300,949,000 | 282,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 29,348,000 | 60,240,000 | 91,664,000 | 123,291,000 |
| Interest expense | 8,232,000 | 16,617,000 | 24,921,000 | 33,801,000 |
| Net interest income | 21,116,000 | 43,623,000 | 66,743,000 | 89,490,000 |
| Noninterest income | 6,627,000 | 12,600,000 | 18,686,000 | 24,898,000 |
| Noninterest expense | 14,058,000 | 27,551,000 | 42,139,000 | 57,321,000 |
| Provision for loan losses | 0 | 1,500,000 | 2,000,000 | 2,500,000 |
| Pretax income | 13,685,000 | 27,172,000 | 40,326,000 | 53,603,000 |
| Income tax | 3,101,000 | 6,126,000 | 9,145,000 | 11,683,000 |
| Net income | 10,584,000 | 21,046,000 | 31,181,000 | 41,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,163,000 | 261,709,000 | 270,432,000 | 251,256,000 |