Call reports 2022
FIRST NATIONAL BANK OF FORT SMITH, THE — 2022
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,875,559,000 | 1,907,214,000 | 1,917,373,000 | 2,203,969,000 |
| Total loans | 1,022,086,000 | 1,022,552,000 | 1,078,598,000 | 1,343,388,000 |
| Allowance for loan losses | 15,458,000 | 14,953,000 | 15,070,000 | 16,729,000 |
| Securities available for sale | 209,372,000 | 434,075,000 | 378,593,000 | 412,995,000 |
| Securities held to maturity | 100,537,000 | 139,648,000 | 198,994,000 | 200,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,662,128,000 | 1,689,119,000 | 1,698,151,000 | 1,938,209,000 |
| Interest-bearing deposits | 962,224,000 | 954,861,000 | 971,913,000 | 1,151,863,000 |
| Noninterest-bearing deposits | 699,904,000 | 734,258,000 | 726,238,000 | 786,346,000 |
| Equity capital | 187,143,000 | 192,029,000 | 193,739,000 | 237,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,723,000 | 28,136,000 | 46,222,000 | 76,589,000 |
| Interest expense | 323,000 | 573,000 | 1,047,000 | 4,016,000 |
| Net interest income | 12,400,000 | 27,563,000 | 45,175,000 | 72,573,000 |
| Noninterest income | 5,108,000 | 11,037,000 | 15,641,000 | 22,653,000 |
| Noninterest expense | 9,949,000 | 20,334,000 | 30,779,000 | 51,149,000 |
| Provision for loan losses | 0 | -500,000 | -400,000 | 1,141,000 |
| Pretax income | 6,310,000 | 17,518,000 | 27,647,000 | 37,066,000 |
| Income tax | 1,491,000 | 4,145,000 | 6,654,000 | 7,923,000 |
| Net income | 4,819,000 | 13,373,000 | 20,993,000 | 29,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,008,000 | 178,561,000 | 186,182,000 | 220,355,000 |