Call reports 2021
FIRST NATIONAL BANK OF FORT SMITH, THE — 2021
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,800,042,000 | 1,792,485,000 | 1,824,627,000 | 1,898,968,000 |
| Total loans | 1,139,029,000 | 1,137,812,000 | 1,108,929,000 | 1,036,774,000 |
| Allowance for loan losses | 16,751,000 | 17,300,000 | 16,433,000 | 15,489,000 |
| Securities available for sale | 10,115,000 | 14,623,000 | 44,126,000 | 25,411,000 |
| Securities held to maturity | 70,363,000 | 61,325,000 | 53,781,000 | 52,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,546,072,000 | 1,554,168,000 | 1,566,671,000 | 1,642,697,000 |
| Interest-bearing deposits | 909,452,000 | 924,055,000 | 916,628,000 | 991,337,000 |
| Noninterest-bearing deposits | 636,620,000 | 630,113,000 | 650,043,000 | 651,360,000 |
| Equity capital | 180,551,000 | 175,567,000 | 184,450,000 | 183,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,651,000 | 28,306,000 | 42,935,000 | 56,657,000 |
| Interest expense | 609,000 | 1,092,000 | 1,514,000 | 1,922,000 |
| Net interest income | 14,042,000 | 27,214,000 | 41,421,000 | 54,735,000 |
| Noninterest income | 5,014,000 | 10,036,000 | 16,016,000 | 21,037,000 |
| Noninterest expense | 9,251,000 | 18,260,000 | 27,454,000 | 39,112,000 |
| Provision for loan losses | 0 | 0 | -1,000,000 | -2,000,000 |
| Pretax income | 9,355,000 | 18,657,000 | 30,515,000 | 37,362,000 |
| Income tax | 2,293,000 | 4,582,000 | 7,530,000 | 9,179,000 |
| Net income | 7,062,000 | 14,075,000 | 22,985,000 | 28,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,068,000 | 157,081,000 | 165,991,000 | 165,188,000 |