Call reports 2020
FIRST NATIONAL BANK OF FORT SMITH, THE — 2020
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,467,184,000 | 1,762,308,000 | 1,766,072,000 | 1,780,316,000 |
| Total loans | 1,074,478,000 | 1,167,973,000 | 1,124,790,000 | 1,127,094,000 |
| Allowance for loan losses | 13,368,000 | 16,238,000 | 16,497,000 | 16,610,000 |
| Securities available for sale | 35,282,000 | 20,519,000 | 15,980,000 | 45,976,000 |
| Securities held to maturity | 128,230,000 | 116,097,000 | 98,570,000 | 83,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,217,931,000 | 1,414,599,000 | 1,414,876,000 | 1,465,943,000 |
| Interest-bearing deposits | 795,658,000 | 853,498,000 | 860,962,000 | 885,143,000 |
| Noninterest-bearing deposits | 422,273,000 | 561,101,000 | 553,914,000 | 580,800,000 |
| Equity capital | 174,204,000 | 171,695,000 | 178,612,000 | 173,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,616,000 | 28,739,000 | 42,856,000 | 57,588,000 |
| Interest expense | 1,426,000 | 2,603,000 | 3,643,000 | 4,447,000 |
| Net interest income | 13,190,000 | 26,136,000 | 39,213,000 | 53,141,000 |
| Noninterest income | 4,096,000 | 8,379,000 | 13,502,000 | 18,132,000 |
| Noninterest expense | 9,239,000 | 18,165,000 | 27,176,000 | 36,614,000 |
| Provision for loan losses | -7,000 | 2,993,000 | 2,993,000 | 2,993,000 |
| Pretax income | 7,802,000 | 13,380,000 | 22,555,000 | 31,801,000 |
| Income tax | 1,826,000 | 3,078,000 | 5,272,000 | 7,587,000 |
| Net income | 5,976,000 | 10,302,000 | 17,283,000 | 24,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,768,000 | 153,093,000 | 160,074,000 | 155,006,000 |