Call reports 2019
FIRST NATIONAL BANK OF FORT SMITH, THE — 2019
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,325,057,000 | 1,354,931,000 | 1,375,868,000 | 1,353,866,000 |
| Total loans | 961,807,000 | 936,523,000 | 919,104,000 | 996,202,000 |
| Allowance for loan losses | 12,738,000 | 13,227,000 | 13,162,000 | 12,835,000 |
| Securities available for sale | 112,769,000 | 125,279,000 | 123,541,000 | 53,688,000 |
| Securities held to maturity | 122,118,000 | 130,344,000 | 142,147,000 | 137,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,140,161,000 | 1,169,309,000 | 1,191,005,000 | 1,170,473,000 |
| Interest-bearing deposits | 723,462,000 | 744,706,000 | 773,916,000 | 775,952,000 |
| Noninterest-bearing deposits | 416,699,000 | 424,603,000 | 417,089,000 | 394,521,000 |
| Equity capital | 170,787,000 | 170,044,000 | 169,512,000 | 168,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,414,000 | 29,275,000 | 44,234,000 | 58,944,000 |
| Interest expense | 1,540,000 | 3,236,000 | 4,970,000 | 6,531,000 |
| Net interest income | 12,874,000 | 26,039,000 | 39,264,000 | 52,413,000 |
| Noninterest income | 3,629,000 | 7,275,000 | 11,167,000 | 15,254,000 |
| Noninterest expense | 8,082,000 | 16,593,000 | 25,237,000 | 34,410,000 |
| Provision for loan losses | 400,000 | 950,000 | 950,000 | 865,000 |
| Pretax income | 8,021,000 | 15,771,000 | 24,244,000 | 32,392,000 |
| Income tax | 1,588,000 | 3,383,000 | 5,359,000 | 7,442,000 |
| Net income | 6,433,000 | 12,388,000 | 18,885,000 | 24,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,339,000 | 151,294,000 | 150,791,000 | 149,856,000 |
| Total capital | 165,235,000 | 164,679,000 | 164,111,000 | 162,934,000 |
| Risk-weighted assets | 1,134,491,000 | 1,102,406,000 | 1,083,875,000 | 1,120,564,000 |