Call reports 2016
FIRST NATIONAL BANK OF FORT SMITH, THE — 2016
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,255,160,000 | 1,248,998,000 | 1,259,061,000 | 1,252,494,000 |
| Total loans | 787,020,000 | 797,623,000 | 810,331,000 | 820,230,000 |
| Allowance for loan losses | 12,388,000 | 12,439,000 | 13,123,000 | 13,222,000 |
| Securities available for sale | 153,611,000 | 147,720,000 | 141,568,000 | 134,947,000 |
| Securities held to maturity | 124,565,000 | 125,012,000 | 129,343,000 | 131,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,045,805,000 | 1,066,753,000 | 1,073,171,000 | 1,072,693,000 |
| Interest-bearing deposits | 676,450,000 | 677,326,000 | 689,212,000 | 698,991,000 |
| Noninterest-bearing deposits | 369,355,000 | 389,427,000 | 383,959,000 | 373,702,000 |
| Equity capital | 163,874,000 | 158,587,000 | 162,831,000 | 158,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,996,000 | 22,326,000 | 33,319,000 | 44,402,000 |
| Interest expense | 496,000 | 999,000 | 1,497,000 | 1,989,000 |
| Net interest income | 10,500,000 | 21,327,000 | 31,822,000 | 42,413,000 |
| Noninterest income | 3,777,000 | 7,230,000 | 10,764,000 | 14,442,000 |
| Noninterest expense | 7,476,000 | 14,802,000 | 22,364,000 | 30,607,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | 6,801,000 | 13,755,000 | 20,222,000 | 26,211,000 |
| Income tax | 2,347,000 | 4,745,000 | 6,870,000 | 9,287,000 |
| Net income | 4,454,000 | 9,010,000 | 13,352,000 | 16,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,319,000 | 139,875,000 | 144,246,000 | 140,789,000 |
| Total capital | 157,248,000 | 151,957,000 | 156,314,000 | 152,880,000 |
| Risk-weighted assets | 953,750,000 | 966,163,000 | 964,350,000 | 966,090,000 |