Call reports 2015
FIRST NATIONAL BANK OF FORT SMITH, THE — 2015
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,208,439,000 | 1,212,207,000 | 1,207,625,000 | 1,224,358,000 |
| Total loans | 751,406,000 | 748,496,000 | 770,770,000 | 783,918,000 |
| Allowance for loan losses | 11,384,000 | 11,714,000 | 11,579,000 | 12,201,000 |
| Securities available for sale | 162,044,000 | 162,851,000 | 161,908,000 | 163,870,000 |
| Securities held to maturity | 113,434,000 | 119,577,000 | 123,101,000 | 128,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,018,183,000 | 1,026,600,000 | 1,023,722,000 | 1,041,845,000 |
| Interest-bearing deposits | 676,335,000 | 676,399,000 | 661,288,000 | 686,555,000 |
| Noninterest-bearing deposits | 341,848,000 | 350,201,000 | 362,434,000 | 355,290,000 |
| Equity capital | 162,949,000 | 160,302,000 | 160,207,000 | 159,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,752,000 | 21,723,000 | 32,621,000 | 43,581,000 |
| Interest expense | 544,000 | 1,033,000 | 1,519,000 | 2,002,000 |
| Net interest income | 10,208,000 | 20,690,000 | 31,102,000 | 41,579,000 |
| Noninterest income | 3,120,000 | 6,601,000 | 10,022,000 | 13,366,000 |
| Noninterest expense | 7,272,000 | 15,117,000 | 22,723,000 | 30,083,000 |
| Provision for loan losses | 0 | -1,500,000 | -1,200,000 | -422,000 |
| Pretax income | 6,056,000 | 13,674,000 | 19,601,000 | 25,284,000 |
| Income tax | 2,038,000 | 4,704,000 | 6,840,000 | 8,689,000 |
| Net income | 4,018,000 | 8,970,000 | 12,761,000 | 16,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,287,000 | 141,740,000 | 141,531,000 | 140,866,000 |
| Total capital | 155,017,000 | 152,493,000 | 153,113,000 | 152,735,000 |
| Risk-weighted assets | 857,423,000 | 858,911,000 | 926,209,000 | 949,140,000 |