Call reports 2014
FIRST NATIONAL BANK OF FORT SMITH, THE — 2014
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,186,637,000 | 1,194,828,000 | 1,180,264,000 | 1,205,389,000 |
| Total loans | 759,478,000 | 768,849,000 | 765,218,000 | 763,324,000 |
| Allowance for loan losses | 11,674,000 | 11,344,000 | 11,538,000 | 11,392,000 |
| Securities available for sale | 153,395,000 | 131,686,000 | 149,567,000 | 154,830,000 |
| Securities held to maturity | 81,298,000 | 111,326,000 | 110,657,000 | 107,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 989,090,000 | 1,002,838,000 | 987,811,000 | 1,014,180,000 |
| Interest-bearing deposits | 670,338,000 | 661,706,000 | 669,019,000 | 686,883,000 |
| Noninterest-bearing deposits | 318,752,000 | 341,132,000 | 318,792,000 | 327,297,000 |
| Equity capital | 161,012,000 | 158,553,000 | 159,167,000 | 158,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 10,886,000 | 21,958,000 | 32,939,000 | 44,060,000 |
| Interest expense | 656,000 | 1,278,000 | 1,880,000 | 2,475,000 |
| Net interest income | 10,230,000 | 20,680,000 | 31,059,000 | 41,585,000 |
| Noninterest income | 2,351,000 | 4,980,000 | 8,739,000 | 12,045,000 |
| Noninterest expense | 7,444,000 | 15,130,000 | 22,850,000 | 30,456,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | 300,000 |
| Pretax income | 5,137,000 | 10,230,000 | 16,648,000 | 22,874,000 |
| Income tax | 1,659,000 | 3,299,000 | 5,463,000 | 7,209,000 |
| Net income | 3,478,000 | 6,931,000 | 11,185,000 | 15,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,532,000 | 138,497,000 | 139,277,000 | 138,830,000 |
| Total capital | 150,840,000 | 149,057,000 | 149,741,000 | 149,306,000 |
| Risk-weighted assets | 822,929,000 | 843,649,000 | 835,671,000 | 836,803,000 |