Call reports 2013
FIRST NATIONAL BANK OF FORT SMITH, THE — 2013
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,060,949,000 | 1,052,767,000 | 1,068,335,000 | 1,071,152,000 |
| Total loans | 779,108,000 | 753,166,000 | 716,846,000 | 711,543,000 |
| Allowance for loan losses | 10,962,000 | 11,072,000 | 11,001,000 | 10,911,000 |
| Securities available for sale | 40,385,000 | 44,681,000 | 89,449,000 | 97,678,000 |
| Securities held to maturity | 80,623,000 | 77,866,000 | 77,450,000 | 80,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 873,957,000 | 869,619,000 | 888,832,000 | 891,854,000 |
| Interest-bearing deposits | 585,936,000 | 574,678,000 | 588,332,000 | 602,183,000 |
| Noninterest-bearing deposits | 288,021,000 | 294,941,000 | 300,500,000 | 289,671,000 |
| Equity capital | 144,847,000 | 144,249,000 | 144,016,000 | 144,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,156,000 | 22,209,000 | 32,729,000 | 42,946,000 |
| Interest expense | 778,000 | 1,510,000 | 2,176,000 | 2,812,000 |
| Net interest income | 10,378,000 | 20,699,000 | 30,553,000 | 40,134,000 |
| Noninterest income | 3,388,000 | 6,989,000 | 9,551,000 | 12,838,000 |
| Noninterest expense | 6,390,000 | 13,118,000 | 19,958,000 | 26,530,000 |
| Provision for loan losses | 1,100,000 | 1,056,000 | 1,056,000 | 1,056,000 |
| Pretax income | 6,276,000 | 13,514,000 | 19,090,000 | 25,386,000 |
| Income tax | 2,123,000 | 4,633,000 | 6,498,000 | 8,600,000 |
| Net income | 4,153,000 | 8,881,000 | 12,592,000 | 16,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,767,000 | 123,985,000 | 123,662,000 | 123,880,000 |
| Total capital | 135,154,000 | 133,997,000 | 133,324,000 | 133,485,000 |
| Risk-weighted assets | 830,097,000 | 799,544,000 | 771,242,000 | 766,711,000 |