Call reports 2012
FIRST NATIONAL BANK OF FORT SMITH, THE — 2012
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,069,018,000 | 1,072,442,000 | 1,070,232,000 | 1,064,859,000 |
| Total loans | 756,831,000 | 770,467,000 | 797,570,000 | 789,481,000 |
| Allowance for loan losses | 13,739,000 | 10,372,000 | 11,709,000 | 9,798,000 |
| Securities available for sale | 60,785,000 | 62,447,000 | 53,475,000 | 40,431,000 |
| Securities held to maturity | 84,994,000 | 87,767,000 | 86,343,000 | 83,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 878,100,000 | 885,077,000 | 839,269,000 | 878,696,000 |
| Interest-bearing deposits | 609,453,000 | 589,739,000 | 586,901,000 | 595,682,000 |
| Noninterest-bearing deposits | 268,647,000 | 295,338,000 | 252,368,000 | 283,014,000 |
| Equity capital | 144,245,000 | 144,402,000 | 147,193,000 | 144,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,539,000 | 22,704,000 | 34,164,000 | 45,772,000 |
| Interest expense | 1,066,000 | 2,016,000 | 2,907,000 | 3,748,000 |
| Net interest income | 10,473,000 | 20,688,000 | 31,257,000 | 42,024,000 |
| Noninterest income | 2,216,000 | 5,328,000 | 8,275,000 | 11,793,000 |
| Noninterest expense | 6,456,000 | 13,194,000 | 20,258,000 | 27,212,000 |
| Provision for loan losses | 1,950,000 | 3,050,000 | 5,550,000 | 6,550,000 |
| Pretax income | 4,283,000 | 9,772,000 | 13,724,000 | 20,055,000 |
| Income tax | 1,363,000 | 3,231,000 | 4,422,000 | 6,216,000 |
| Net income | 2,920,000 | 6,541,000 | 9,302,000 | 13,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,909,000 | 126,030,000 | 128,790,000 | 126,327,000 |
| Total capital | 136,151,000 | 136,551,000 | 139,559,000 | 136,432,000 |
| Risk-weighted assets | 815,594,000 | 841,547,000 | 860,270,000 | 851,214,000 |