Call reports 2011
FIRST NATIONAL BANK OF FORT SMITH, THE — 2011
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,096,267,000 | 1,106,438,000 | 1,077,999,000 | 1,071,206,000 |
| Total loans | 784,772,000 | 791,829,000 | 790,322,000 | 761,231,000 |
| Allowance for loan losses | 12,574,000 | 13,362,000 | 10,720,000 | 12,556,000 |
| Securities available for sale | 57,833,000 | 48,506,000 | 47,456,000 | 55,383,000 |
| Securities held to maturity | 87,600,000 | 85,984,000 | 81,220,000 | 81,446,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 911,271,000 | 912,411,000 | 883,034,000 | 880,082,000 |
| Interest-bearing deposits | 673,885,000 | 664,989,000 | 643,788,000 | 631,724,000 |
| Noninterest-bearing deposits | 237,386,000 | 247,422,000 | 239,246,000 | 248,358,000 |
| Equity capital | 146,404,000 | 144,973,000 | 147,154,000 | 144,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,435,000 | 24,863,000 | 36,869,000 | 48,709,000 |
| Interest expense | 1,614,000 | 3,078,000 | 4,410,000 | 5,604,000 |
| Net interest income | 10,821,000 | 21,785,000 | 32,459,000 | 43,105,000 |
| Noninterest income | 2,791,000 | 5,665,000 | 8,487,000 | 11,079,000 |
| Noninterest expense | 6,771,000 | 13,815,000 | 20,901,000 | 27,623,000 |
| Provision for loan losses | 1,000,000 | 2,450,000 | 7,530,000 | 11,530,000 |
| Pretax income | 5,841,000 | 11,185,000 | 12,515,000 | 15,031,000 |
| Income tax | 1,843,000 | 3,766,000 | 2,874,000 | 3,403,000 |
| Net income | 3,998,000 | 7,419,000 | 9,641,000 | 11,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,839,000 | 126,343,000 | 128,648,000 | 125,989,000 |
| Total capital | 138,268,000 | 136,825,000 | 139,074,000 | 136,109,000 |
| Risk-weighted assets | 831,858,000 | 835,332,000 | 833,271,000 | 806,646,000 |