Call reports 2010
FIRST NATIONAL BANK OF FORT SMITH, THE — 2010
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,067,853,000 | 1,052,875,000 | 1,073,759,000 | 1,087,148,000 |
| Total loans | 783,091,000 | 783,765,000 | 782,109,000 | 776,248,000 |
| Allowance for loan losses | 9,690,000 | 10,770,000 | 11,194,000 | 11,629,000 |
| Securities available for sale | 45,835,000 | 54,151,000 | 58,131,000 | 53,989,000 |
| Securities held to maturity | 103,894,000 | 104,962,000 | 98,326,000 | 90,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 882,232,000 | 867,993,000 | 885,931,000 | 907,043,000 |
| Interest-bearing deposits | 667,311,000 | 650,535,000 | 656,121,000 | 685,015,000 |
| Noninterest-bearing deposits | 214,921,000 | 217,458,000 | 229,810,000 | 222,028,000 |
| Equity capital | 144,300,000 | 144,037,000 | 146,842,000 | 142,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,408,000 | 24,684,000 | 37,107,000 | 49,512,000 |
| Interest expense | 2,206,000 | 4,379,000 | 6,359,000 | 8,250,000 |
| Net interest income | 10,202,000 | 20,305,000 | 30,748,000 | 41,262,000 |
| Noninterest income | 2,686,000 | 5,211,000 | 6,980,000 | 9,700,000 |
| Noninterest expense | 6,930,000 | 14,183,000 | 22,093,000 | 29,685,000 |
| Provision for loan losses | 1,000,000 | 2,600,000 | 3,263,000 | 3,963,000 |
| Pretax income | 4,958,000 | 8,733,000 | 12,372,000 | 17,314,000 |
| Income tax | 1,676,000 | 2,902,000 | 3,721,000 | 5,401,000 |
| Net income | 3,282,000 | 5,831,000 | 8,651,000 | 11,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,385,000 | 125,015,000 | 127,916,000 | 123,760,000 |
| Total capital | 135,075,000 | 135,365,000 | 138,336,000 | 134,006,000 |
| Risk-weighted assets | 822,735,000 | 827,547,000 | 831,713,000 | 818,316,000 |