Call reports 2009
FIRST NATIONAL BANK OF FORT SMITH, THE — 2009
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 994,840,000 | 1,015,957,000 | 1,034,928,000 | 1,056,222,000 |
| Total loans | 741,466,000 | 759,623,000 | 776,848,000 | 779,680,000 |
| Allowance for loan losses | 10,478,000 | 8,141,000 | 10,144,000 | 10,574,000 |
| Securities available for sale | 41,446,000 | 33,798,000 | 45,804,000 | 38,865,000 |
| Securities held to maturity | 106,760,000 | 105,112,000 | 103,691,000 | 109,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 800,411,000 | 817,615,000 | 843,226,000 | 871,699,000 |
| Interest-bearing deposits | 618,816,000 | 629,342,000 | 637,209,000 | 642,059,000 |
| Noninterest-bearing deposits | 181,595,000 | 188,273,000 | 206,017,000 | 229,640,000 |
| Equity capital | 146,612,000 | 144,475,000 | 146,024,000 | 143,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,155,000 | 24,159,000 | 36,754,000 | 49,861,000 |
| Interest expense | 2,895,000 | 5,718,000 | 8,358,000 | 10,798,000 |
| Net interest income | 9,260,000 | 18,441,000 | 28,396,000 | 39,063,000 |
| Noninterest income | 2,982,000 | 5,601,000 | 7,662,000 | 10,031,000 |
| Noninterest expense | 6,895,000 | 14,492,000 | 21,761,000 | 29,100,000 |
| Provision for loan losses | 2,000,000 | 3,550,000 | 6,150,000 | 9,850,000 |
| Pretax income | 3,347,000 | 6,000,000 | 8,147,000 | 10,628,000 |
| Income tax | 1,054,000 | 1,834,000 | 2,407,000 | 1,977,000 |
| Net income | 2,293,000 | 4,166,000 | 5,740,000 | 8,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,917,000 | 124,872,000 | 126,527,000 | 124,020,000 |
| Total capital | 137,146,000 | 133,013,000 | 136,671,000 | 134,495,000 |
| Risk-weighted assets | 818,093,000 | 827,746,000 | 834,657,000 | 837,909,000 |