Call reports 2008
FIRST NATIONAL BANK OF FORT SMITH, THE — 2008
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 795,057,000 | 818,521,000 | 796,771,000 | 992,565,000 |
| Total loans | 564,970,000 | 568,177,000 | 572,944,000 | 741,851,000 |
| Allowance for loan losses | 6,281,000 | 7,049,000 | 7,921,000 | 8,517,000 |
| Securities available for sale | 48,964,000 | 42,830,000 | 26,788,000 | 18,089,000 |
| Securities held to maturity | 96,467,000 | 107,556,000 | 121,387,000 | 119,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,232,000 | 671,983,000 | 649,709,000 | 781,320,000 |
| Interest-bearing deposits | 482,610,000 | 498,601,000 | 470,343,000 | 603,881,000 |
| Noninterest-bearing deposits | 162,622,000 | 173,382,000 | 179,366,000 | 177,439,000 |
| Equity capital | 115,627,000 | 113,022,000 | 114,844,000 | 144,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,363,000 | 23,204,000 | 33,934,000 | 54,183,000 |
| Interest expense | 3,502,000 | 6,169,000 | 8,596,000 | 15,252,000 |
| Net interest income | 8,861,000 | 17,035,000 | 25,338,000 | 38,931,000 |
| Noninterest income | 2,566,000 | 4,828,000 | 7,253,000 | 8,416,000 |
| Noninterest expense | 5,381,000 | 11,039,000 | 17,190,000 | 27,637,000 |
| Provision for loan losses | 600,000 | 3,100,000 | 5,100,000 | 6,900,000 |
| Pretax income | 5,446,000 | 7,724,000 | 10,301,000 | 12,810,000 |
| Income tax | 1,876,000 | 2,458,000 | 3,227,000 | 3,909,000 |
| Net income | 3,570,000 | 5,266,000 | 7,074,000 | 8,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,388,000 | 108,084,000 | 109,892,000 | 124,541,000 |
| Total capital | 116,669,000 | 115,133,000 | 117,795,000 | 133,058,000 |
| Risk-weighted assets | 614,543,000 | 631,124,000 | 632,212,000 | 827,558,000 |