Call reports 2007
FIRST NATIONAL BANK OF FORT SMITH, THE — 2007
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 808,957,000 | 816,209,000 | 811,985,000 | 811,222,000 |
| Total loans | 600,858,000 | 562,475,000 | 558,846,000 | 563,312,000 |
| Allowance for loan losses | 6,176,000 | 6,715,000 | 7,233,000 | 6,112,000 |
| Securities available for sale | 27,992,000 | 58,421,000 | 101,220,000 | 71,720,000 |
| Securities held to maturity | 76,463,000 | 67,110,000 | 82,017,000 | 98,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,468,000 | 668,155,000 | 663,971,000 | 665,979,000 |
| Interest-bearing deposits | 493,248,000 | 509,663,000 | 514,402,000 | 502,729,000 |
| Noninterest-bearing deposits | 166,220,000 | 158,492,000 | 149,569,000 | 163,250,000 |
| Equity capital | 113,924,000 | 113,413,000 | 113,001,000 | 111,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,747,000 | 27,662,000 | 40,860,000 | 54,200,000 |
| Interest expense | 4,309,000 | 9,055,000 | 13,962,000 | 18,419,000 |
| Net interest income | 9,438,000 | 18,607,000 | 26,898,000 | 35,781,000 |
| Noninterest income | 2,385,000 | 4,731,000 | 7,135,000 | 9,610,000 |
| Noninterest expense | 5,273,000 | 10,678,000 | 16,382,000 | 21,828,000 |
| Provision for loan losses | 300,000 | 800,000 | 1,100,000 | 1,200,000 |
| Pretax income | 6,250,000 | 11,860,000 | 16,551,000 | 22,363,000 |
| Income tax | 2,219,000 | 4,163,000 | 5,738,000 | 7,746,000 |
| Net income | 4,031,000 | 7,697,000 | 10,813,000 | 14,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,231,000 | 108,898,000 | 108,014,000 | 106,818,000 |
| Total capital | 115,407,000 | 115,613,000 | 115,247,000 | 112,930,000 |
| Risk-weighted assets | 646,383,000 | 620,982,000 | 612,363,000 | 616,757,000 |