Call reports 2006
FIRST NATIONAL BANK OF FORT SMITH, THE — 2006
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 775,736,000 | 773,496,000 | 786,152,000 | 794,186,000 |
| Total loans | 540,494,000 | 576,027,000 | 601,806,000 | 610,375,000 |
| Allowance for loan losses | 6,095,000 | 5,981,000 | 6,245,000 | 6,364,000 |
| Securities available for sale | 11,030,000 | 21,823,000 | 23,990,000 | 19,992,000 |
| Securities held to maturity | 94,552,000 | 83,852,000 | 87,216,000 | 80,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,074,000 | 627,669,000 | 610,229,000 | 647,417,000 |
| Interest-bearing deposits | 459,351,000 | 452,860,000 | 442,561,000 | 472,795,000 |
| Noninterest-bearing deposits | 171,723,000 | 174,809,000 | 167,668,000 | 174,622,000 |
| Equity capital | 109,325,000 | 111,178,000 | 111,542,000 | 109,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,462,000 | 23,733,000 | 36,908,000 | 50,697,000 |
| Interest expense | 3,132,000 | 6,572,000 | 10,294,000 | 14,566,000 |
| Net interest income | 8,330,000 | 17,161,000 | 26,614,000 | 36,131,000 |
| Noninterest income | 2,523,000 | 4,755,000 | 6,895,000 | 9,195,000 |
| Noninterest expense | 4,937,000 | 9,971,000 | 15,369,000 | 21,097,000 |
| Provision for loan losses | 100,000 | 100,000 | 1,700,000 | 1,700,000 |
| Pretax income | 5,816,000 | 11,845,000 | 16,440,000 | 22,529,000 |
| Income tax | 2,024,000 | 4,133,000 | 5,686,000 | 7,847,000 |
| Net income | 3,792,000 | 7,712,000 | 10,754,000 | 14,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,711,000 | 106,630,000 | 106,872,000 | 105,200,000 |
| Total capital | 110,806,000 | 112,611,000 | 113,117,000 | 111,564,000 |
| Risk-weighted assets | 617,310,000 | 637,930,000 | 654,191,000 | 664,186,000 |