Call reports 2005
FIRST NATIONAL BANK OF FORT SMITH, THE — 2005
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 734,116,000 | 710,352,000 | 734,134,000 | 761,513,000 |
| Total loans | 511,278,000 | 511,156,000 | 512,981,000 | 542,238,000 |
| Allowance for loan losses | 6,126,000 | 6,116,000 | 6,126,000 | 6,123,000 |
| Securities available for sale | 13,882,000 | 8,925,000 | 8,921,000 | 4,931,000 |
| Securities held to maturity | 105,451,000 | 110,216,000 | 108,428,000 | 102,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 605,078,000 | 579,758,000 | 599,911,000 | 618,766,000 |
| Interest-bearing deposits | 429,727,000 | 419,322,000 | 422,901,000 | 444,569,000 |
| Noninterest-bearing deposits | 175,351,000 | 160,436,000 | 177,010,000 | 174,197,000 |
| Equity capital | 105,590,000 | 105,063,000 | 108,323,000 | 105,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,529,000 | 17,749,000 | 27,653,000 | 39,139,000 |
| Interest expense | 1,693,000 | 3,710,000 | 6,003,000 | 8,790,000 |
| Net interest income | 6,836,000 | 14,039,000 | 21,650,000 | 30,349,000 |
| Noninterest income | 2,320,000 | 4,372,000 | 6,535,000 | 8,675,000 |
| Noninterest expense | 4,801,000 | 9,524,000 | 14,378,000 | 19,362,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 300,000 |
| Pretax income | 4,355,000 | 8,787,000 | 13,707,000 | 19,362,000 |
| Income tax | 1,423,000 | 2,907,000 | 4,563,000 | 6,515,000 |
| Net income | 2,932,000 | 5,880,000 | 9,144,000 | 12,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,003,000 | 100,452,000 | 103,716,000 | 100,918,000 |
| Total capital | 107,129,000 | 106,568,000 | 109,842,000 | 107,041,000 |
| Risk-weighted assets | 568,615,000 | 561,957,000 | 571,340,000 | 612,713,000 |