Call reports 2004
FIRST NATIONAL BANK OF FORT SMITH, THE — 2004
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 681,570,000 | 671,267,000 | 689,616,000 | 731,668,000 |
| Total loans | 459,610,000 | 474,683,000 | 490,490,000 | 485,246,000 |
| Allowance for loan losses | 5,551,000 | 5,566,000 | 5,490,000 | 6,113,000 |
| Securities available for sale | 10,020,000 | 6,503,000 | 6,831,000 | 23,906,000 |
| Securities held to maturity | 121,084,000 | 114,555,000 | 111,159,000 | 108,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,341,000 | 553,166,000 | 570,464,000 | 619,931,000 |
| Interest-bearing deposits | 414,456,000 | 460,737,000 | 415,185,000 | 421,309,000 |
| Noninterest-bearing deposits | 150,885,000 | 92,430,000 | 155,279,000 | 198,622,000 |
| Equity capital | 111,220,000 | 111,322,000 | 113,767,000 | 102,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,170,000 | 14,368,000 | 21,816,000 | 29,811,000 |
| Interest expense | 1,017,000 | 2,046,000 | 3,155,000 | 4,512,000 |
| Net interest income | 6,153,000 | 12,322,000 | 18,661,000 | 25,299,000 |
| Noninterest income | 2,468,000 | 4,844,000 | 7,031,000 | 9,018,000 |
| Noninterest expense | 4,630,000 | 9,403,000 | 14,505,000 | 19,564,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,991,000 | 7,763,000 | 11,187,000 | 14,753,000 |
| Income tax | 1,252,000 | 2,422,000 | 3,400,000 | 4,411,000 |
| Net income | 2,739,000 | 5,341,000 | 7,787,000 | 10,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,568,000 | 106,670,000 | 109,116,000 | 98,071,000 |
| Total capital | 112,119,000 | 112,236,000 | 114,606,000 | 104,184,000 |
| Risk-weighted assets | 524,287,000 | 527,717,000 | 547,782,000 | 555,350,000 |