Call reports 2003
FIRST NATIONAL BANK OF FORT SMITH, THE — 2003
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 645,852,000 | 655,223,000 | 658,870,000 | 671,247,000 |
| Total loans | 429,151,000 | 424,610,000 | 442,039,000 | 455,392,000 |
| Allowance for loan losses | 5,158,000 | 5,487,000 | 5,990,000 | 5,940,000 |
| Securities available for sale | 10,163,000 | 3,301,000 | 9,000 | 14,000 |
| Securities held to maturity | 134,882,000 | 138,259,000 | 139,162,000 | 140,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,690,000 | 541,528,000 | 545,032,000 | 556,374,000 |
| Interest-bearing deposits | 407,253,000 | 414,267,000 | 410,537,000 | 410,776,000 |
| Noninterest-bearing deposits | 127,437,000 | 127,261,000 | 134,495,000 | 145,598,000 |
| Equity capital | 106,503,000 | 106,259,000 | 108,497,000 | 108,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,488,000 | 14,930,000 | 22,153,000 | 29,510,000 |
| Interest expense | 1,416,000 | 2,686,000 | 3,801,000 | 4,860,000 |
| Net interest income | 6,072,000 | 12,244,000 | 18,352,000 | 24,650,000 |
| Noninterest income | 2,314,000 | 4,293,000 | 6,227,000 | 8,194,000 |
| Noninterest expense | 4,475,000 | 9,314,000 | 14,105,000 | 19,117,000 |
| Provision for loan losses | 600,000 | 1,100,000 | 1,200,000 | 1,200,000 |
| Pretax income | 3,311,000 | 6,123,000 | 9,274,000 | 12,527,000 |
| Income tax | 963,000 | 1,719,000 | 2,632,000 | 3,601,000 |
| Net income | 2,348,000 | 4,404,000 | 6,642,000 | 8,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,851,000 | 101,607,000 | 103,845,000 | 103,829,000 |
| Total capital | 107,009,000 | 107,094,000 | 109,835,000 | 109,769,000 |
| Risk-weighted assets | 485,694,000 | 492,885,000 | 509,651,000 | 518,205,000 |