Call reports 2002
FIRST NATIONAL BANK OF FORT SMITH, THE — 2002
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 641,619,000 | 651,146,000 | 641,071,000 | 632,732,000 |
| Total loans | 392,978,000 | 421,095,000 | 425,761,000 | 425,551,000 |
| Allowance for loan losses | 3,925,000 | 4,343,000 | 4,938,000 | 5,274,000 |
| Securities available for sale | 60,814,000 | 25,046,000 | 108,000 | 9,134,000 |
| Securities held to maturity | 121,484,000 | 140,555,000 | 148,566,000 | 138,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,099,000 | 541,997,000 | 530,794,000 | 521,223,000 |
| Interest-bearing deposits | 423,368,000 | 419,391,000 | 415,020,000 | 401,976,000 |
| Noninterest-bearing deposits | 111,731,000 | 122,606,000 | 115,774,000 | 119,247,000 |
| Equity capital | 101,864,000 | 102,178,000 | 104,551,000 | 104,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,156,000 | 16,219,000 | 24,254,000 | 31,978,000 |
| Interest expense | 2,312,000 | 4,333,000 | 6,163,000 | 7,781,000 |
| Net interest income | 5,844,000 | 11,886,000 | 18,091,000 | 24,197,000 |
| Noninterest income | 2,059,000 | 3,997,000 | 6,232,000 | 8,251,000 |
| Noninterest expense | 4,984,000 | 9,537,000 | 14,059,000 | 18,893,000 |
| Provision for loan losses | 500,000 | 700,000 | 1,300,000 | 1,700,000 |
| Pretax income | 2,419,000 | 5,646,000 | 8,964,000 | 11,855,000 |
| Income tax | 614,000 | 1,529,000 | 2,473,000 | 3,260,000 |
| Net income | 1,805,000 | 4,117,000 | 6,491,000 | 8,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,212,000 | 97,526,000 | 99,899,000 | 99,503,000 |
| Total capital | 101,137,000 | 101,869,000 | 104,837,000 | 104,777,000 |
| Risk-weighted assets | 456,990,000 | 477,445,000 | 478,217,000 | 482,441,000 |