Call reports 2001
FIRST NATIONAL BANK OF FORT SMITH, THE — 2001
What FIRST NATIONAL BANK OF FORT SMITH, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 612,267,000 | 631,780,000 | 633,789,000 | 650,502,000 |
| Total loans | 385,119,000 | 387,673,000 | 390,119,000 | 396,607,000 |
| Allowance for loan losses | 4,186,000 | 4,088,000 | 2,500,000 | 3,481,000 |
| Securities available for sale | 47,033,000 | 77,781,000 | 64,045,000 | 70,472,000 |
| Securities held to maturity | 112,867,000 | 104,742,000 | 100,861,000 | 101,762,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,250,000 | 525,649,000 | 528,954,000 | 544,205,000 |
| Interest-bearing deposits | 396,347,000 | 409,976,000 | 414,740,000 | 419,924,000 |
| Noninterest-bearing deposits | 108,903,000 | 115,673,000 | 114,215,000 | 124,281,000 |
| Equity capital | 97,900,000 | 99,391,000 | 100,291,000 | 100,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,957,000 | 21,561,000 | 31,298,000 | 40,213,000 |
| Interest expense | 4,399,000 | 8,531,000 | 12,238,000 | 15,170,000 |
| Net interest income | 6,558,000 | 13,030,000 | 19,060,000 | 25,043,000 |
| Noninterest income | 2,202,000 | 4,060,000 | 5,911,000 | 7,782,000 |
| Noninterest expense | 4,702,000 | 9,166,000 | 13,921,000 | 18,986,000 |
| Provision for loan losses | 500,000 | 800,000 | 2,900,000 | 4,500,000 |
| Pretax income | 3,558,000 | 7,124,000 | 8,150,000 | 9,339,000 |
| Income tax | 1,080,000 | 2,155,000 | 2,281,000 | 2,450,000 |
| Net income | 2,478,000 | 4,969,000 | 5,869,000 | 6,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,965,000 | 94,552,000 | 95,544,000 | 95,406,000 |
| Total capital | 97,151,000 | 98,640,000 | 98,044,000 | 98,887,000 |
| Risk-weighted assets | 445,138,000 | 452,591,000 | 453,690,000 | 469,320,000 |