Call reports 2001
EXCHANGE BANK OF FAIRFAX — 2001
What EXCHANGE BANK OF FAIRFAX reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,870,000 | 17,747,000 | 17,693,000 | 18,169,000 |
| Total loans | 2,846,000 | 3,492,000 | 3,536,000 | 3,811,000 |
| Allowance for loan losses | 381,000 | 381,000 | 381,000 | 380,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,875,000 | 11,436,000 | 13,080,000 | 13,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,656,000 | 14,510,000 | 14,395,000 | 15,033,000 |
| Interest-bearing deposits | 10,554,000 | 10,768,000 | 11,459,000 | 10,953,000 |
| Noninterest-bearing deposits | 3,102,000 | 3,742,000 | 2,936,000 | 4,080,000 |
| Equity capital | 3,001,000 | 3,000,000 | 3,000,000 | 3,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 540,000 | 809,000 | 1,076,000 |
| Interest expense | 102,000 | 201,000 | 294,000 | 378,000 |
| Net interest income | 168,000 | 339,000 | 515,000 | 698,000 |
| Noninterest income | 14,000 | 27,000 | 39,000 | 56,000 |
| Noninterest expense | 111,000 | 219,000 | 334,000 | 447,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 147,000 | 220,000 | 307,000 |
| Income tax | 20,000 | 42,000 | 63,000 | 89,000 |
| Net income | 51,000 | 105,000 | 157,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,001,000 | 3,000,000 | 3,000,000 | 3,001,000 |
| Total capital | 3,001,000 | 3,000,000 | 3,000,000 | 3,082,000 |
| Risk-weighted assets | 6,174,000 | 7,372,000 | 6,146,000 | 6,215,000 |