Call reports 2025
CONNEAUT SAVINGS BANK, THE — 2025
What CONNEAUT SAVINGS BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 75,277,000 | 75,755,000 | 74,524,000 | 76,111,000 |
| Total loans | 51,887,000 | 52,828,000 | 51,618,000 | 52,803,000 |
| Allowance for loan losses | 290,000 | 290,000 | 290,000 | 290,000 |
| Securities available for sale | 17,281,000 | 17,145,000 | 16,937,000 | 15,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,585,000 | 64,073,000 | 62,950,000 | 64,576,000 |
| Interest-bearing deposits | 54,714,000 | 55,254,000 | 53,951,000 | 54,951,000 |
| Noninterest-bearing deposits | 8,871,000 | 8,819,000 | 8,999,000 | 9,625,000 |
| Equity capital | 9,530,000 | 9,649,000 | 9,870,000 | 10,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,509,000 | 2,290,000 | 3,081,000 |
| Interest expense | 202,000 | 395,000 | 577,000 | 754,000 |
| Net interest income | 540,000 | 1,114,000 | 1,713,000 | 2,327,000 |
| Noninterest income | 56,000 | 113,000 | 171,000 | 228,000 |
| Noninterest expense | 615,000 | 1,242,000 | 1,860,000 | 2,463,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -19,000 | -16,000 | 24,000 | 89,000 |
| Income tax | -8,000 | -13,000 | -9,000 | -4,000 |
| Net income | -11,000 | -3,000 | 33,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,395,000 | 11,402,000 | 11,623,000 | 11,497,000 |