Call reports 2024
CONNEAUT SAVINGS BANK, THE — 2024
What CONNEAUT SAVINGS BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 77,828,000 | 77,418,000 | 76,409,000 | 74,828,000 |
| Total loans | 52,070,000 | 51,659,000 | 51,396,000 | 51,303,000 |
| Allowance for loan losses | 290,000 | 290,000 | 290,000 | 290,000 |
| Securities available for sale | 18,679,000 | 18,327,000 | 18,657,000 | 17,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,699,000 | 63,390,000 | 62,980,000 | 62,549,000 |
| Interest-bearing deposits | 52,803,000 | 54,854,000 | 55,264,000 | 54,501,000 |
| Noninterest-bearing deposits | 8,896,000 | 8,536,000 | 7,716,000 | 8,048,000 |
| Equity capital | 9,134,000 | 9,185,000 | 9,719,000 | 9,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,492,000 | 2,255,000 | 2,993,000 |
| Interest expense | 224,000 | 444,000 | 673,000 | 890,000 |
| Net interest income | 523,000 | 1,048,000 | 1,582,000 | 2,103,000 |
| Noninterest income | 58,000 | 133,000 | 190,000 | 244,000 |
| Noninterest expense | 597,000 | 1,186,000 | 1,778,000 | 2,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -19,000 | -9,000 | -9,000 | -34,000 |
| Income tax | -8,000 | -10,000 | -14,000 | -19,000 |
| Net income | -11,000 | 1,000 | 5,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,408,000 | 11,420,000 | 11,424,000 | 11,405,000 |