Call reports 2022
CONNEAUT SAVINGS BANK, THE — 2022
What CONNEAUT SAVINGS BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 84,389,000 | 83,091,000 | 82,588,000 | 82,582,000 |
| Total loans | 49,122,000 | 49,321,000 | 52,297,000 | 53,016,000 |
| Allowance for loan losses | 290,000 | 290,000 | 290,000 | 290,000 |
| Securities available for sale | 23,922,000 | 23,766,000 | 21,966,000 | 21,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,445,000 | 70,895,000 | 71,419,000 | 70,149,000 |
| Interest-bearing deposits | 61,553,000 | 61,132,000 | 61,520,000 | 60,230,000 |
| Noninterest-bearing deposits | 9,892,000 | 9,763,000 | 9,899,000 | 9,919,000 |
| Equity capital | 10,228,000 | 9,569,000 | 8,716,000 | 8,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,232,000 | 1,864,000 | 2,545,000 |
| Interest expense | 46,000 | 80,000 | 115,000 | 164,000 |
| Net interest income | 580,000 | 1,152,000 | 1,749,000 | 2,381,000 |
| Noninterest income | 60,000 | 115,000 | 172,000 | 229,000 |
| Noninterest expense | 583,000 | 1,184,000 | 1,782,000 | 2,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 83,000 | 139,000 | 219,000 |
| Income tax | 7,000 | 9,000 | 17,000 | 25,000 |
| Net income | 50,000 | 74,000 | 122,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,381,000 | 11,406,000 | 11,453,000 | 11,525,000 |