Call reports 2021
CONNEAUT SAVINGS BANK, THE — 2021
What CONNEAUT SAVINGS BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 85,160,000 | 85,171,000 | 84,751,000 | 86,234,000 |
| Total loans | 51,067,000 | 52,423,000 | 51,956,000 | 51,274,000 |
| Allowance for loan losses | 286,000 | 286,000 | 286,000 | 290,000 |
| Securities available for sale | 20,254,000 | 21,535,000 | 21,002,000 | 23,277,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,644,000 | 70,691,000 | 70,486,000 | 72,096,000 |
| Interest-bearing deposits | 61,414,000 | 60,839,000 | 60,876,000 | 62,329,000 |
| Noninterest-bearing deposits | 9,230,000 | 9,852,000 | 9,610,000 | 9,767,000 |
| Equity capital | 11,155,000 | 11,287,000 | 11,272,000 | 11,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,236,000 | 1,888,000 | 2,484,000 |
| Interest expense | 66,000 | 128,000 | 182,000 | 233,000 |
| Net interest income | 556,000 | 1,108,000 | 1,706,000 | 2,251,000 |
| Noninterest income | 56,000 | 109,000 | 164,000 | 329,000 |
| Noninterest expense | 550,000 | 1,110,000 | 1,670,000 | 2,299,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 107,000 | 200,000 | 281,000 |
| Income tax | 9,000 | 15,000 | 30,000 | 38,000 |
| Net income | 53,000 | 92,000 | 170,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,141,000 | 11,180,000 | 11,258,000 | 11,331,000 |