Call reports 2020
CONNEAUT SAVINGS BANK, THE — 2020
What CONNEAUT SAVINGS BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 76,433,000 | 80,159,000 | 80,787,000 | 82,243,000 |
| Total loans | 45,981,000 | 50,053,000 | 50,288,000 | 50,540,000 |
| Allowance for loan losses | 280,000 | 280,000 | 286,000 | 286,000 |
| Securities available for sale | 17,212,000 | 17,161,000 | 14,347,000 | 18,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,620,000 | 64,281,000 | 65,136,000 | 67,176,000 |
| Interest-bearing deposits | 54,402,000 | 56,525,000 | 57,450,000 | 59,020,000 |
| Noninterest-bearing deposits | 6,218,000 | 7,756,000 | 7,686,000 | 8,156,000 |
| Equity capital | 11,544,000 | 11,718,000 | 11,706,000 | 11,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,284,000 | 1,915,000 | 2,558,000 |
| Interest expense | 82,000 | 167,000 | 245,000 | 315,000 |
| Net interest income | 565,000 | 1,117,000 | 1,670,000 | 2,243,000 |
| Noninterest income | 52,000 | 106,000 | 159,000 | 210,000 |
| Noninterest expense | 624,000 | 1,178,000 | 1,758,000 | 2,749,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 6,000 |
| Pretax income | -7,000 | 45,000 | 65,000 | -302,000 |
| Income tax | -6,000 | 0 | -1,000 | -113,000 |
| Net income | -1,000 | 45,000 | 66,000 | -189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,276,000 | 11,322,000 | 11,344,000 | 11,088,000 |