Call reports 2017
CONNEAUT SAVINGS BANK, THE — 2017
What CONNEAUT SAVINGS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,786,000 | 76,684,000 | 77,430,000 | 78,982,000 |
| Total loans | 48,505,000 | 47,497,000 | 47,112,000 | 46,828,000 |
| Allowance for loan losses | 309,000 | 309,000 | 309,000 | 300,000 |
| Securities available for sale | 15,568,000 | 15,498,000 | 17,807,000 | 19,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,702,000 | 62,674,000 | 63,698,000 | 64,093,000 |
| Interest-bearing deposits | 58,101,000 | 57,842,000 | 59,052,000 | 59,072,000 |
| Noninterest-bearing deposits | 4,601,000 | 4,832,000 | 4,646,000 | 5,021,000 |
| Equity capital | 8,529,000 | 8,656,000 | 8,698,000 | 10,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,237,000 | 1,869,000 | 2,509,000 |
| Interest expense | 59,000 | 118,000 | 177,000 | 237,000 |
| Net interest income | 559,000 | 1,119,000 | 1,692,000 | 2,272,000 |
| Noninterest income | 52,000 | 126,000 | 183,000 | 245,000 |
| Noninterest expense | 552,000 | 1,089,000 | 1,661,000 | 2,261,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 56,000 | 153,000 | 221,000 | 241,000 |
| Income tax | 11,000 | 35,000 | 49,000 | -58,000 |
| Net income | 45,000 | 118,000 | 172,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,669,000 | 8,742,000 | 8,796,000 | 10,446,000 |
| Total capital | 8,978,000 | 9,051,000 | 9,105,000 | 10,746,000 |
| Risk-weighted assets | 35,397,000 | 34,913,000 | 34,710,000 | 35,021,000 |