Call reports 2012
CONNEAUT SAVINGS BANK, THE — 2012
What CONNEAUT SAVINGS BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 84,844,000 | 83,950,000 | 82,571,000 | 87,751,000 |
| Total loans | 56,902,000 | 56,509,000 | 56,879,000 | 56,946,000 |
| Allowance for loan losses | 291,000 | 302,000 | 332,000 | 332,000 |
| Securities available for sale | 16,251,000 | 9,183,000 | 13,896,000 | 9,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,494,000 | 71,639,000 | 70,392,000 | 71,202,000 |
| Interest-bearing deposits | 69,729,000 | 68,863,000 | 67,372,000 | 68,323,000 |
| Noninterest-bearing deposits | 2,765,000 | 2,776,000 | 3,020,000 | 2,878,000 |
| Equity capital | 7,148,000 | 7,272,000 | 7,278,000 | 6,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,619,000 | 2,377,000 | 3,156,000 |
| Interest expense | 198,000 | 387,000 | 572,000 | 747,000 |
| Net interest income | 632,000 | 1,232,000 | 1,805,000 | 2,409,000 |
| Noninterest income | 48,000 | 100,000 | 153,000 | 206,000 |
| Noninterest expense | 538,000 | 1,091,000 | 1,656,000 | 3,275,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 112,000 | 181,000 | 215,000 | -747,000 |
| Income tax | 33,000 | 58,000 | 69,000 | -273,000 |
| Net income | 79,000 | 123,000 | 146,000 | -474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,310,000 | 7,354,000 | 7,377,000 | 6,757,000 |
| Total capital | 7,601,000 | 7,656,000 | 7,709,000 | 7,089,000 |
| Risk-weighted assets | 39,445,000 | 39,122,000 | 39,205,000 | 38,487,000 |