Call reports 2002
CONNEAUT SAVINGS BANK, THE — 2002
What CONNEAUT SAVINGS BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,764,000 | 68,948,000 | 73,823,000 | 77,308,000 |
| Total loans | 53,055,000 | 51,680,000 | 52,073,000 | 53,060,000 |
| Allowance for loan losses | 413,000 | 422,000 | 428,000 | 434,000 |
| Securities available for sale | 5,058,000 | 6,747,000 | 12,610,000 | 12,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,134,000 | 57,149,000 | 61,717,000 | 65,025,000 |
| Interest-bearing deposits | 54,471,000 | 55,559,000 | 59,991,000 | 62,908,000 |
| Noninterest-bearing deposits | 1,663,000 | 1,591,000 | 1,726,000 | 2,117,000 |
| Equity capital | 6,804,000 | 6,984,000 | 7,122,000 | 7,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,056,000 | 3,147,000 | 4,256,000 |
| Interest expense | 508,000 | 1,014,000 | 1,524,000 | 2,042,000 |
| Net interest income | 520,000 | 1,042,000 | 1,623,000 | 2,214,000 |
| Noninterest income | 47,000 | 96,000 | 136,000 | 177,000 |
| Noninterest expense | 346,000 | 694,000 | 1,216,000 | 1,573,000 |
| Provision for loan losses | 6,000 | 15,000 | 21,000 | 27,000 |
| Pretax income | 215,000 | 429,000 | 522,000 | 791,000 |
| Income tax | 69,000 | 138,000 | 165,000 | 252,000 |
| Net income | 146,000 | 291,000 | 357,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,787,000 | 6,931,000 | 6,997,000 | 7,177,000 |
| Total capital | 7,200,000 | 7,353,000 | 7,425,000 | 7,611,000 |
| Risk-weighted assets | 34,702,000 | 34,556,000 | 35,891,000 | 37,048,000 |