Call reports 2001
CONNEAUT SAVINGS BANK, THE — 2001
What CONNEAUT SAVINGS BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,697,000 | 64,336,000 | 64,678,000 | 65,372,000 |
| Total loans | 51,480,000 | 54,016,000 | 54,198,000 | 53,873,000 |
| Allowance for loan losses | 395,000 | 401,000 | 407,000 | 411,000 |
| Securities available for sale | 6,309,000 | 5,914,000 | 5,059,000 | 4,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,506,000 | 52,866,000 | 53,182,000 | 53,864,000 |
| Interest-bearing deposits | 51,922,000 | 51,585,000 | 51,846,000 | 52,458,000 |
| Noninterest-bearing deposits | 1,584,000 | 1,281,000 | 1,336,000 | 1,406,000 |
| Equity capital | 6,202,000 | 6,361,000 | 6,553,000 | 6,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,296,000 | 3,412,000 | 4,502,000 |
| Interest expense | 640,000 | 1,270,000 | 1,863,000 | 2,415,000 |
| Net interest income | 510,000 | 1,027,000 | 1,549,000 | 2,087,000 |
| Noninterest income | 43,000 | 81,000 | 146,000 | 186,000 |
| Noninterest expense | 356,000 | 663,000 | 997,000 | 1,379,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 191,000 | 433,000 | 680,000 | 870,000 |
| Income tax | 61,000 | 139,000 | 219,000 | 280,000 |
| Net income | 130,000 | 294,000 | 461,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,180,000 | 6,343,000 | 6,511,000 | 6,641,000 |
| Total capital | 6,575,000 | 6,744,000 | 6,918,000 | 7,052,000 |
| Risk-weighted assets | 32,945,000 | 33,724,000 | 33,783,000 | 33,344,000 |