Call reports 2002
CLAYTON STATE BANK — 2002
What CLAYTON STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 20,972,000 | 22,811,000 |
| Total loans | 8,601,000 | 8,781,000 |
| Allowance for loan losses | 112,000 | 107,000 |
| Securities available for sale | 7,887,000 | 9,731,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 18,818,000 | 20,581,000 |
| Interest-bearing deposits | 12,576,000 | 13,816,000 |
| Noninterest-bearing deposits | 6,242,000 | 6,765,000 |
| Equity capital | 2,081,000 | 2,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 313,000 | 621,000 |
| Interest expense | 76,000 | 148,000 |
| Net interest income | 237,000 | 473,000 |
| Noninterest income | 53,000 | 107,000 |
| Noninterest expense | 144,000 | 275,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 148,000 | 307,000 |
| Income tax | 40,000 | 85,000 |
| Net income | 108,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 2,088,000 | 2,052,000 |
| Total capital | 2,200,000 | 2,159,000 |
| Risk-weighted assets | 10,527,000 | 11,678,000 |