Call reports 2001
CLAYTON STATE BANK — 2001
What CLAYTON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,701,000 | 20,031,000 | 20,515,000 | 19,887,000 |
| Total loans | 6,608,000 | 7,909,000 | 8,136,000 | 8,546,000 |
| Allowance for loan losses | 94,000 | 93,000 | 96,000 | 110,000 |
| Securities available for sale | 8,069,000 | 5,857,000 | 9,193,000 | 9,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,490,000 | 17,718,000 | 18,064,000 | 17,869,000 |
| Interest-bearing deposits | 10,591,000 | 11,298,000 | 11,863,000 | 12,100,000 |
| Noninterest-bearing deposits | 5,899,000 | 6,420,000 | 6,201,000 | 5,769,000 |
| Equity capital | 2,106,000 | 2,207,000 | 2,338,000 | 1,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 657,000 | 985,000 | 1,324,000 |
| Interest expense | 121,000 | 238,000 | 350,000 | 442,000 |
| Net interest income | 198,000 | 419,000 | 635,000 | 882,000 |
| Noninterest income | 47,000 | 106,000 | 156,000 | 207,000 |
| Noninterest expense | 138,000 | 280,000 | 430,000 | 604,000 |
| Provision for loan losses | 0 | 0 | 0 | 29,000 |
| Pretax income | 107,000 | 245,000 | 361,000 | 456,000 |
| Income tax | 24,000 | 58,000 | 88,000 | 106,000 |
| Net income | 83,000 | 187,000 | 273,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,062,000 | 2,166,000 | 2,253,000 | 1,980,000 |
| Total capital | 2,156,000 | 2,259,000 | 2,349,000 | 2,090,000 |
| Risk-weighted assets | 8,112,000 | 9,582,000 | 9,533,000 | 10,305,000 |