Call reports 2020
COMMUNITY BANK — 2020
What COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 410,261,000 | 456,636,000 | 476,333,000 | 511,274,000 |
| Total loans | 168,899,000 | 184,723,000 | 176,594,000 | 169,495,000 |
| Allowance for loan losses | 2,728,000 | 2,723,000 | 2,725,000 | 2,724,000 |
| Securities available for sale | 208,908,000 | 209,512,000 | 228,724,000 | 241,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,378,000 | 407,588,000 | 425,737,000 | 460,961,000 |
| Interest-bearing deposits | 296,264,000 | 320,808,000 | 329,052,000 | 355,408,000 |
| Noninterest-bearing deposits | 69,114,000 | 86,780,000 | 96,685,000 | 105,553,000 |
| Equity capital | 44,558,000 | 48,705,000 | 50,198,000 | 49,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,822,000 | 7,409,000 | 10,975,000 | 14,121,000 |
| Interest expense | 240,000 | 450,000 | 646,000 | 831,000 |
| Net interest income | 3,582,000 | 6,959,000 | 10,329,000 | 13,290,000 |
| Noninterest income | 552,000 | 1,035,000 | 1,542,000 | 2,111,000 |
| Noninterest expense | 3,330,000 | 6,511,000 | 9,636,000 | 12,858,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 804,000 | 1,999,000 | 2,751,000 | 3,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 804,000 | 1,999,000 | 2,751,000 | 3,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,148,000 | 42,743,000 | 42,895,000 | 42,793,000 |
| Total capital | 44,667,000 | 45,169,000 | 45,282,000 | 45,291,000 |
| Risk-weighted assets | 201,306,000 | 193,750,000 | 190,581,000 | 199,597,000 |