Call reports 2019
COMMUNITY BANK — 2019
What COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 425,830,000 | 419,743,000 | 421,428,000 | 429,254,000 |
| Total loans | 178,156,000 | 175,249,000 | 178,005,000 | 171,262,000 |
| Allowance for loan losses | 2,797,000 | 2,750,000 | 2,752,000 | 2,734,000 |
| Securities available for sale | 189,718,000 | 169,333,000 | 182,055,000 | 182,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,013,000 | 376,667,000 | 377,308,000 | 386,329,000 |
| Interest-bearing deposits | 314,366,000 | 301,695,000 | 302,279,000 | 309,608,000 |
| Noninterest-bearing deposits | 71,647,000 | 74,972,000 | 75,029,000 | 76,721,000 |
| Equity capital | 39,471,000 | 42,705,000 | 43,677,000 | 42,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,168,000 | 8,257,000 | 12,416,000 | 16,465,000 |
| Interest expense | 230,000 | 491,000 | 765,000 | 1,034,000 |
| Net interest income | 3,938,000 | 7,766,000 | 11,651,000 | 15,431,000 |
| Noninterest income | 508,000 | 1,084,000 | 1,627,000 | 2,151,000 |
| Noninterest expense | 3,313,000 | 6,668,000 | 9,868,000 | 13,063,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,134,000 | 3,070,000 | 4,942,000 | 6,285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,134,000 | 3,070,000 | 4,942,000 | 6,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,693,000 | 41,029,000 | 42,301,000 | 41,944,000 |
| Total capital | 42,341,000 | 43,578,000 | 44,851,000 | 44,421,000 |
| Risk-weighted assets | 211,665,000 | 203,684,000 | 203,813,000 | 197,864,000 |