Call reports 2016
COMMUNITY BANK — 2016
What COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 365,374,000 | 368,204,000 | 375,563,000 | 380,872,000 |
| Total loans | 218,807,000 | 225,891,000 | 229,176,000 | 222,745,000 |
| Allowance for loan losses | 2,593,000 | 2,656,000 | 2,686,000 | 2,722,000 |
| Securities available for sale | 108,955,000 | 106,289,000 | 97,436,000 | 107,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,646,000 | 331,812,000 | 338,750,000 | 346,041,000 |
| Interest-bearing deposits | 275,346,000 | 276,223,000 | 280,099,000 | 285,863,000 |
| Noninterest-bearing deposits | 54,300,000 | 55,589,000 | 58,651,000 | 60,178,000 |
| Equity capital | 35,429,000 | 36,104,000 | 36,430,000 | 34,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,563,000 | 7,166,000 | 10,785,000 | 14,426,000 |
| Interest expense | 119,000 | 234,000 | 354,000 | 469,000 |
| Net interest income | 3,444,000 | 6,932,000 | 10,431,000 | 13,957,000 |
| Noninterest income | 432,000 | 955,000 | 1,610,000 | 2,222,000 |
| Noninterest expense | 3,292,000 | 6,682,000 | 10,038,000 | 13,224,000 |
| Provision for loan losses | 29,000 | 75,000 | 121,000 | 167,000 |
| Pretax income | 560,000 | 1,135,000 | 2,034,000 | 2,940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 560,000 | 1,135,000 | 2,034,000 | 2,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,928,000 | 33,977,000 | 34,352,000 | 34,733,000 |
| Total capital | 36,562,000 | 36,674,000 | 37,079,000 | 37,496,000 |
| Risk-weighted assets | 242,332,000 | 248,498,000 | 248,394,000 | 245,067,000 |