Call reports 2015
COMMUNITY BANK — 2015
What COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 361,463,000 | 357,579,000 | 360,936,000 | 370,966,000 |
| Total loans | 209,543,000 | 217,439,000 | 226,375,000 | 216,407,000 |
| Allowance for loan losses | 2,596,000 | 2,598,000 | 2,666,000 | 2,562,000 |
| Securities available for sale | 106,723,000 | 101,683,000 | 98,104,000 | 108,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,415,000 | 323,067,000 | 325,860,000 | 335,974,000 |
| Interest-bearing deposits | 275,413,000 | 272,376,000 | 271,336,000 | 279,408,000 |
| Noninterest-bearing deposits | 51,002,000 | 50,691,000 | 54,524,000 | 56,566,000 |
| Equity capital | 34,702,000 | 34,168,000 | 34,723,000 | 34,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,335,000 | 6,618,000 | 10,113,000 | 13,701,000 |
| Interest expense | 138,000 | 267,000 | 391,000 | 513,000 |
| Net interest income | 3,197,000 | 6,351,000 | 9,722,000 | 13,188,000 |
| Noninterest income | 441,000 | 975,000 | 1,521,000 | 1,903,000 |
| Noninterest expense | 3,112,000 | 6,251,000 | 9,408,000 | 12,590,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 125,000 |
| Pretax income | 535,000 | 1,118,000 | 1,804,000 | 2,477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 535,000 | 1,118,000 | 1,804,000 | 2,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,576,000 | 33,584,000 | 33,745,000 | 33,893,000 |
| Total capital | 36,263,000 | 36,273,000 | 36,452,000 | 36,496,000 |
| Risk-weighted assets | 231,964,000 | 234,861,000 | 243,805,000 | 240,783,000 |