Call reports 2014
COMMUNITY BANK — 2014
What COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 346,178,000 | 341,457,000 | 348,756,000 | 356,496,000 |
| Total loans | 212,080,000 | 213,451,000 | 214,349,000 | 206,735,000 |
| Allowance for loan losses | 2,637,000 | 2,627,000 | 2,628,000 | 2,603,000 |
| Securities available for sale | 95,627,000 | 96,115,000 | 94,399,000 | 101,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,827,000 | 306,683,000 | 313,594,000 | 321,279,000 |
| Interest-bearing deposits | 266,581,000 | 261,311,000 | 262,822,000 | 266,772,000 |
| Noninterest-bearing deposits | 45,246,000 | 45,372,000 | 50,772,000 | 54,507,000 |
| Equity capital | 33,944,000 | 34,416,000 | 34,694,000 | 34,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,588,000 | 7,327,000 | 10,825,000 | 14,383,000 |
| Interest expense | 252,000 | 440,000 | 614,000 | 769,000 |
| Net interest income | 3,336,000 | 6,887,000 | 10,211,000 | 13,614,000 |
| Noninterest income | 442,000 | 961,000 | 1,610,000 | 2,238,000 |
| Noninterest expense | 3,301,000 | 6,616,000 | 9,904,000 | 13,214,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 505,000 | 1,258,000 | 1,938,000 | 2,667,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 505,000 | 1,258,000 | 1,938,000 | 2,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,226,000 | 33,381,000 | 33,465,000 | 33,594,000 |
| Total capital | 36,004,000 | 36,149,000 | 36,234,000 | 36,288,000 |
| Risk-weighted assets | 229,457,000 | 232,216,000 | 233,438,000 | 221,564,000 |