Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 361,842,000 | 353,502,000 | 353,054,000 | 354,805,000 |
| Total loans | 228,857,000 | 233,755,000 | 224,677,000 | 212,746,000 |
| Allowance for loan losses | 4,010,000 | 2,770,000 | 2,664,000 | 2,638,000 |
| Securities available for sale | 77,896,000 | 73,628,000 | 70,052,000 | 87,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,010,000 | 312,090,000 | 316,029,000 | 317,709,000 |
| Interest-bearing deposits | 274,803,000 | 269,498,000 | 269,393,000 | 266,726,000 |
| Noninterest-bearing deposits | 43,207,000 | 42,592,000 | 46,636,000 | 50,983,000 |
| Equity capital | 34,230,000 | 33,917,000 | 34,122,000 | 34,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,867,000 | 7,775,000 | 11,703,000 | 15,470,000 |
| Interest expense | 387,000 | 754,000 | 1,075,000 | 1,320,000 |
| Net interest income | 3,480,000 | 7,021,000 | 10,628,000 | 14,150,000 |
| Noninterest income | 581,000 | -31,000 | 675,000 | 1,209,000 |
| Noninterest expense | 3,427,000 | 6,814,000 | 9,740,000 | 13,017,000 |
| Provision for loan losses | 0 | -1,200,000 | -1,200,000 | -1,200,000 |
| Pretax income | 634,000 | 1,376,000 | 2,763,000 | 3,542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 634,000 | 1,376,000 | 2,763,000 | 3,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,567,000 | 32,634,000 | 33,294,000 | 33,395,000 |
| Total capital | 35,533,000 | 35,544,000 | 36,098,000 | 36,173,000 |
| Risk-weighted assets | 236,108,000 | 239,913,000 | 238,357,000 | 225,387,000 |