Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 360,095,000 | 357,535,000 | 364,313,000 | 361,452,000 |
| Total loans | 237,032,000 | 245,981,000 | 240,592,000 | 232,187,000 |
| Allowance for loan losses | 3,999,000 | 4,099,000 | 3,954,000 | 4,004,000 |
| Securities available for sale | 73,323,000 | 69,602,000 | 67,589,000 | 75,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,736,000 | 314,079,000 | 320,568,000 | 317,436,000 |
| Interest-bearing deposits | 275,546,000 | 273,117,000 | 274,478,000 | 270,776,000 |
| Noninterest-bearing deposits | 41,190,000 | 40,962,000 | 46,090,000 | 46,660,000 |
| Equity capital | 33,778,000 | 33,991,000 | 34,351,000 | 34,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,641,000 | 9,080,000 | 13,558,000 | 17,727,000 |
| Interest expense | 465,000 | 911,000 | 1,348,000 | 1,755,000 |
| Net interest income | 4,176,000 | 8,169,000 | 12,210,000 | 15,972,000 |
| Noninterest income | 620,000 | 1,101,000 | 1,528,000 | 1,852,000 |
| Noninterest expense | 3,731,000 | 7,280,000 | 10,805,000 | 14,182,000 |
| Provision for loan losses | 103,000 | 191,000 | 192,000 | 221,000 |
| Pretax income | 962,000 | 1,799,000 | 2,741,000 | 3,421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 962,000 | 1,799,000 | 2,741,000 | 3,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,073,000 | 32,261,000 | 32,553,000 | 32,583,000 |
| Total capital | 35,243,000 | 35,410,000 | 35,708,000 | 35,622,000 |
| Risk-weighted assets | 252,561,000 | 250,796,000 | 251,399,000 | 242,002,000 |